Configuring your payment receiving preferences in PayPal under Profile >> My selling tools >> Getting paid and managing my risk >> Block payments (click update to access), allows you to choose what payment filters you would like running at all times to minimize fraud (see screenshot). 

Payment_Receiving_Preferences_-_PayPal.png


The 
10216
 error occurs when you check ‘Yes’ against the ‘For items not sold on eBay, only allow payments from users with confirmed address’ option.